Self Assessment tax return

Stress-free Self Assessment support from experienced accountants.

Self Assessment doesn’t have to be complicated. We’ll prepare and submit your tax return accurately, explain anything that’s unclear and help ensure you’re making the most of available allowances and reliefs.

That means less time worrying about tax and more time focusing on the things that matter most to you.

PJCO Accountants place picture
5.0
Based on 114 reviews
Mark Fortune profile picture
Mark Fortune
3 months ago
Had a brilliant conversation with Peter Jarman. I'm looking forward to finding out more about how we can work together. It was just the conversation I needed to take me to the next level.
Adam Self profile picture
Adam Self
6 months ago
I was referred Kayvan at PJCO by a highly trusted friend, and took up the offer of a free consultation call. My business partner and I were extrememly impressed with Kayvan, who was very generous with his knowledge and advice. It was clear he would be a great fit for us. We're putting our project on ice for other resaons, but I'll have no hesitation in recommending Kayvan, and using his services in the future when required. Thanks again for the call.
Anonymous profile picture
Anonymous
8 months ago
I’ve been genuinely disappointed with the level of service I received from PJCO. Communication was consistently slow from Chloe Britnell, a partner, and I often felt left waiting for responses that should have been straightforward. When I did receive replies, the tone came across as dismissive rather than supportive, which made the whole process more stressful than it needed to be. As a client, I expect professionalism, timely communication, and a sense that my concerns are taken seriously. Unfortunately, that wasn’t my experience here. I hope PJCO takes this feedback on board and improves the way they engage with clients going forward, currently looking for a new accountant.
Kirollos Sourour profile picture
Kirollos Sourour
2 years ago
Discovery call with Peter was lovely. He is a very nice and gentle and took time to explain my options
Josh Martiello profile picture
Josh Martiello
2 years ago
I recently had a discovery call with Peter. Peter listened and explained all my options very clearly. Also the dealings with any of his colleagues were very informative and professional.
Rachel Lovett profile picture
Rachel Lovett
3 years ago
My experience of finding a good accountant was not great until I found Peter Jarman in 2011. They are reliable, friendly and extremely professional. I'm a small business wholesaler and online retailer and have needed a lot of financial advice to get my business off the ground and running. They have always been able to help out. I would highly recommend them.
Dave Bloor profile picture
Dave Bloor
3 years ago
I booked a free discovery call with Peter to discuss the pros and cons starting a LTD company given my specific circumstances. Peter was friendly, knowledgeable, and gave me a clear idea of how to move forward with my business. I would definitely recommend PJCO!
Twenty Eight profile picture
Twenty Eight
3 years ago
Peter was very helpful in explaining his services and how he'd be able to assist me on my journey. Someone I can definitely see myself working with.
Antigoni G profile picture
Antigoni G
3 years ago
I can’t say enough good things about my first contact with Peter. Although it was only an exploration call, Peter took the time to answer all my questions and provided me with very detailed information about my current and future plans. I was particularly impressed by the fact that he advised me to hold off on creating an Ltd (which was the main question I had) to save money instead of basically paying an accountant a considerable amount to create and run an Ltd. Peter’s advice was genuine and didn’t think of his immediate profit but wanted to give me the best possible solution based on my personal circumstances. Finally, I’ve started following the PJCO YouTube channel and I’m again very impressed with the free information they put out there, it’s a great resource. I will follow Peter’s advice for now but I will definitely use PJCO in the near future when the timing is right. Again thank you for being so helpful and patient with me!
D. Parker profile picture
D. Parker
4 years ago
Liaising with Peter has been a pleasure. He has a very calm yet thorough approach with my Business endeavours and I feel secure backed by his years of experience. I'd definitely recommend having a chat if you're looking for pragmatic assistance with your business finances
Matthew Sale profile picture
Matthew Sale
6 years ago
I contacted PJCO via their website after seeing Peter on YouTube. I organised a discovery call with Peter which was very easy to book and very convenient. Peter called promptly at the agreed time and set out very clearly how PJCO could help me and the services on offer. He offered me some very helpful advice in a relaxed and professional manner. Following our call I received an email setting out the services recommended with a clear pricing structure. I now believe I have the knowledge I need to act with confidence.
Amanda profile picture
Amanda
7 years ago
The service was excellent at all levels from Peter's advice, knowledge and quick follow-up to the efficient online booking process & reminder (and the nice office!). I'd also like to stress how friendly and relaxed Peter was. I selected Peter based on the very positive online reviews, and can confirm other reviewers very positive experiences. Peter was able to offer expert (and reassuring) advice at our initial meeting and this was followed up with an email later that day outlining what we'd discussed. The free initial meeting and costings were all clearly laid and Peter's email gave a clear cost for a follow up report. So at all times I knew what to expect. Highly recommended.

Why professional Self Assessment support matters

Many people start by completing their own tax returns, but as finances become more complex, it can be difficult to know whether everything has been reported correctly or whether opportunities have been missed.

Your tax affairs don't have to be overwhelming when you have someone to turn to.

Clients often come to us for help with:
Our role is to make the process straightforward, provide clear advice and give you confidence that your tax affairs are being handled properly. We can also deal directly with HMRC on your behalf, helping to remove the stress and uncertainty that often comes with tax matters.

How we help individuals with their Self Assessment

We take the complexity out of personal tax, helping ensure your return is accurate, submitted on time and as tax-efficient as possible.

We prepare your Self Assessment carefully, helping reduce the risk of errors and giving you confidence that everything has been reported correctly.

We identify relevant expenses, allowances and tax reliefs, helping ensure you don’t pay more tax than necessary.

From gathering information to filing your return, we manage the process from start to finish so you can focus on what matters most.

If you’re behind with your tax returns, we’ll help you understand your position, bring everything up to date and minimise any potential issues where possible.

Where a penalty has been issued, we’ll review the circumstances, assess the available options and help you through the appeals process if appropriate.

If HMRC contacts you with questions, requests information or opens an enquiry, we can liaise with them directly and help guide you through the process with confidence.

Services we offer

We handle your self-employed return in full, whether you are a sole trader or freelancer. We account for all income, expenses, and allowable deductions correctly.

We manage your rental income alongside your other earnings, accurately and tax-efficiently. We ensure your property finances are correctly reported within your wider return.

Managing different sources of income can quickly become complicated. We ensure everything is reported correctly and brought together in a clear, accurate Self Assessment return.

We calculate and report any gains from the sale of property, shares, or other assets. We ensure the correct reliefs are applied to keep your liability as low as possible.

We handle all communication with HMRC on your behalf. Whether it is a routine query or a formal investigation, we manage it from start to finish. We also offer tax investigation insurance to help cover the costs of dealing with an HMRC investigation.

We assess whether you have grounds to appeal a penalty and manage the process for you. We also step in for late filings, submitting as quickly and accurately as possible.

For those landlords and self-employed who are in scope, we get you set up with compliant digital tools well ahead of each MTD deadline. We walk you through exactly what the changes mean for your reporting obligations.

Why choose PJCO for your Self Assessment

We go through your finances carefully to ensure every allowable expense and relief is correctly applied. We make sure you never pay more tax than you are legally required to.

We track your deadlines, manage your filings, and handle any HMRC correspondence that arises. We keep you compliant and protected so nothing ever slips through the net.

We have extensive experience handling returns that involve multiple income sources, property, investments, and overseas earnings. We manage the complexity so you do not have to.

We do not just focus on the return in front of us. We take a longer view and help you build a personal tax strategy that reduces what you owe year on year.

We build a genuine understanding of your finances over time. You are not passed around or starting from scratch each year, as we already know your position and priorities.

We respond quickly, explain everything in plain English, and keep you informed at every stage. We make sure you always feel confident and in control of your personal tax position.

FAQ

Self Assessment is commonly required for self-employed individuals, landlords, company directors and people with income from dividends, investments or overseas sources.

You may also need to complete a return if you have untaxed income or other circumstances that HMRC requires you to report. If you’re unsure whether you need to file, we’re always happy to help.

The online deadline is 31 January following the end of the tax year. If you are filing a paper return, the deadline falls earlier on 31 October. Miss either date and an automatic £100 penalty applies, with further charges building the longer it remains outstanding.

It depends on your circumstances. Self-employed individuals can claim a broad range of business costs. Landlords can offset expenses such as repairs, letting agent fees, and professional costs against their rental income. Getting this right is where a qualified accountant makes a real difference.

Corrections can be made directly with HMRC within 12 months of the filing deadline. For anything older, a voluntary disclosure is usually needed. We review your previous returns, identify what needs fixing and handle everything on your behalf.

Yes. It is a situation we come across regularly and it is always best to address it sooner rather than later. We will get your outstanding returns in order, manage the submissions, and deal with HMRC directly to keep penalties to a minimum.

Making Tax Digital is changing the way many self-employed individuals and landlords report their income to HMRC. Landlords and sole-traders will need to make quarterly digital updates to HMRC where their turnover meets the threshold (£50,000 for the 2026/27 tax year, £30,000 in 2027/28, and £20,000 in 2028/29). The changes are being phased in, so not everyone is affected at the same time. We will confirm whether it applies to you and get everything in place ahead of your deadline.

Find out more on MTD

Yes. We work with clients across the UK and can manage the entire process remotely. Documents can be shared securely online, meetings can be held by phone or video call, and we’ll guide you through everything from start to finish.

That depends on your circumstances, but we’ll make the process as straightforward as possible. We’ll let you know exactly what information we need and guide you through anything that isn’t clear.

Most clients are pleasantly surprised by how simple the process becomes with the right support.