ACCA-qualified accountants supporting UK businesses, landlords and individuals
Clear advice. Trusted support. Practical solutions.
At PJCO, we help our clients stay on top of their finances, understand their numbers and make informed decisions with confidence. From accounting and tax compliance to business advice and planning, we’re here to make things simpler and support your long-term success.
We look beyond the numbers, taking the time to understand your goals and provide joined-up advice that helps everything work together.
Financial confidence starts with the right support
- Clear reporting that helps you understand performance
- Tax planning that supports your wider goals
- Cash flow visibility that improves decision-making
- Modern cloud systems that save time and reduce admin
- Joined-up advice that considers the bigger picture
- Property investors often find it difficult to structure things in a tax-efficient way, deal with capital gains, or truly understand their return on investment.
Our goal is simple: to help you stay informed, stay compliant and make confident decisions about the future.
How PJCO can help
At PJCO, we’ve worked with businesses, property investors and individuals facing many challenges. We understand what to look out for and how to provide support that makes a real difference.
We can help you in:
- Keeping your business compliant with HMRC, including year-end accounts and required filings.
- Moving your business to cloud accounting systems and helping you use them effectively.
- Preparing regular management accounts and financial reports to give you a clearer picture of your performance.
- Providing cash flow forecasts to help you plan ahead and manage your finances.
- Supporting property investors with tax planning, investment appraisals and property-related financial decisions.
- As your QuickBooks specialists, we help you get the most out of the software by streamlining your bookkeeping, making better use of the data and features available, and keeping your reporting running smoothly.
- Considering your personal and business finances together, helping you understand your overall financial position and explore tax-efficient planning opportunities with the right specialist support.
Scope of accounting and tax advisory services
Accounting
Year-end accounts services
We prepare your year-end accounts accurately and in line with regulations, while also helping you understand what the figures mean for your business.
Outsourced finance function
We act as your outsourced accounts department, taking care of your bookkeeping, reporting and financial processes so you can focus on running your business.
Management accounts
We provide regular management accounts with clear reporting, giving you a better understanding of performance and helping you make informed decisions.
Taxation
Personal tax / Self Assessment tax return
From straightforward tax returns to more complex income arrangements, we provide clear advice and practical support to help you stay compliant and plan ahead with confidence.
Capital gains tax
We advise on capital gains tax and calculate what is due, helping you plan ahead and reduce the tax payable on asset or property sales.
Making Tax Digital for Income Tax
If you are a landlord or self-employed individual affected by Making Tax Digital for Income Tax, we can help you make the transition smoothly. From setting up the right software to supporting your ongoing reporting, we’ll help you stay organised and meet HMRC requirements with confidence.
Payroll and auto-enrolment services
Payroll is processed accurately and on time, workplace pensions are managed efficiently, and all auto-enrolment duties are handled to ensure full compliance without unnecessary stress.
Corporation tax services
We handle your Corporation tax returns and provide advice to help you stay compliant and paying the right amount of tax.
VAT and indirect tax services
Our VAT experts complete your VAT returns, manage registrations and advise on suitable schemes for your situation. We ensure your systems meet MTD requirements and that your VAT submissions are accurate and on time, reducing the risk of errors and penalties.
Payroll and auto-enrolment
We run your payroll and manage auto enrolment, making sure your employees are paid correctly and your business stays compliant.
Advisory and growth
Funding services
Whether you’re looking to invest, grow or improve cash flow, we help you prepare for funding by ensuring your financial information is clear, accurate and ready for lenders. Through our network of trusted funding specialists, we can help connect you with suitable funding options based on your business needs.
Personal wealth and pension planning
We help you take a joined-up view of your finances, supporting tax-efficient decisions and long-term financial security. Where specialist regulated advice is required, we work alongside trusted Independent Financial Advisers to ensure you receive the right support.
Mortgage services
We work alongside trusted, regulated mortgage advisers to help individuals secure the right mortgage. From providing financial information and supporting documentation to helping you understand your options, we make the process as straightforward as possible.
Employee benefits services
From salary sacrifice arrangements and pension contributions to wider employee benefits, we help businesses identify tax-efficient ways to reward their people. Where specialist advice is needed, we work with trusted employee benefits advisers to provide the right support.
Business advice services
Whether you’re planning your next step, looking to improve profitability or preparing for growth, we provide practical advice and strategic support tailored to your business goals.
Cloud accounting
Business systems and process improvement
We help businesses improve efficiency, streamline processes and implement systems that support growth and better decision-making.
Support and training
To get the most from your software, you need to know how it works. We not only provide training but also remain available to provide ongoing support to maximise your investment.
Let's start the conversation
Whatever your goals, our team is here to provide practical advice, reliable support and a joined-up approach to your finances.
Specialist knowledge to help you grow
Who do we help?
We work with clients across the UK, including:
- Start-ups looking for guidance, structure and support as they grow
- Self-employed individuals who need help managing tax, compliance and day-to-day finances
- Owner-managed businesses seeking proactive accounting, tax and business advice
- Growing companies wanting better reporting, systems and financial visibility
- Landlords and property investors, from first-time landlords to established portfolio owners
- Property companies and SPVs requiring specialist accounting and tax support
- Business owners and directors looking for advice on remuneration, tax and long-term planning
- Individuals who want to get on top of their tax affairs, including Self Assessment, multiple income sources and future tax planning
- Businesses adopting cloud accounting technology and looking to improve efficiency, visibility and reporting
Why work with PJCO?
Our experienced team of accountants, tax advisers and business specialists provides clear advice, practical support and long-term financial guidance for businesses, landlords and individuals across the UK.
By combining technical expertise with a genuine understanding of our clients' goals, we help people make confident decisions and plan successfully for the future.
Full picture advice
We look beyond compliance and focus on your wider goals, helping you make better long-term decisions.
Established experience
With over 30 years in practice, we have supported business owners and individuals through every stage of their journey.
Trusted technology expertise
As cloud accounting specialists and recognised QuickBooks experts, we help clients make the most of modern technology and better financial information.
Clear, straightforward advice
We explain things clearly, avoid unnecessary jargon and help you understand the options available to you.
Developed from within
Many of our team have built their careers at PJCO, creating a consistent approach, strong technical standards and a deep understanding of our clients.
Long-term relationships
We focus on building trusted relationships and providing ongoing support, helping clients plan ahead and achieve their goals with confidence.
Trusted advisors for individuals and businesses
Supporting our community
At PJCO, we believe that being part of a community means more than simply working within it. We’re proud to support local charities, organisations and causes by sharing our time, expertise and resources where we can.
Giving back is an important part of our culture, and we’re committed to making a positive difference both for our clients and the wider community around us.
Our promise
- Clear, fixed fees agreed upfront, with no unexpected surprises
- Easy access to our team whenever you need advice or want to discuss something
- Friendly, ongoing support, without worrying about being charged for every phone call or email
- Reliable delivery, with work completed when we've agreed it will be
- Clear, practical advice that's easy to understand and relevant to your goals
- Simple systems and processes that keep your records organised with minimal effort on your part
Cloud accounting expertise
We are an ACCA-qualified UK cloud accounting firm, specialising in QuickBooks and integrated apps. Our team includes some of the highest-rated QuickBooks advisers in the country, helping businesses move away from spreadsheets to real-time financial data.
With the right systems in place, you gain visibility, accuracy and control over your finances. We help to show you how.
Apprenticeships and trainees
We invest heavily in developing future accountants through structured training and apprenticeships. A large part of our team is made up of trainees working towards ACCA and AAT qualifications, bringing fresh thinking and a strong understanding of modern accounting tools.
In 2024, we were featured in the Top 50 SME Apprenticeship Employer list run by Apprenticeships England, recognising our commitment to nurturing talent and providing exceptional opportunities.
This approach allows us to combine experience with new ideas, ensuring our clients benefit from both.
Locations
North Lancing
Shoreham by Sea
Haywards Heath
Worthing
Horsham
Looking for clear advice and ongoing support?
We’re here to help you stay organised and plan ahead.