As one of the Top 50 Apprenticeship SME employers in the country, we have an Award Winning training programme for graduates and school leavers to gain ACCA & AAT qualifications as well as build specialist tax and business advisory skills aimed exclusively at small and micro business owners. Most of our team have trained and qualified with us and built long and lasting relationship with our clients.
All of our partners are ACCA qualified Chartered Certified Accountants holding practicing certificates in the UK.
Our managers are ACCA qualified as indicated below and other team members are either AAT qualified or working towards ACCA/AAT or other professional qualifications.
Our team focus is on providing a great customer service experience, in a quick and timely fashion and explaining the complexities of the UK tax and accounting system in plain English so that our clients can make better business decisions.
If you think you are a great fit for the next member of our our team then get in contact and show us why your name and photo should be on this page.
Peter qualified in 1984 and founded the business in 1989 after leaving a top 20 National firm of accountants. His role as Managing Partner is to ensure that the firm continues to look forward offering clients top quality business advice from top quality ACCA qualified staff.
Peter’s business and tax experience mean that he is often involved with ‘exceptions’ and ‘one-off’ situations such as tax enquiries, company sales or acquisitions, as well as profit improvement opportunities.
Peter sits on ACCA’s National Practitioner Network.
Peter lives on Shoreham Beach with his family and enjoys polishing his car & motorboat. He is an avid Chelsea fan.
Kayvan joined the business in 2003 as an ACCA student and after qualifying as a chartered certified accountant he became a partner in 2013. He now manages a portfolio of clients as well as overseeing the work of all the portfolio managers. Kayvan also acts as Finance Partner for the LLP.
Kayvan specialises in advising incorporated and unincorporated owner managed businesses ensuring that they remain accounting and tax compliant whilst looking at ways to save tax and improve profits.
He stands in the North Stand at the Amex and is a lifelong Seagulls fan. He has a keen business interest in Brighton’s digital media scene while his interest in sports including rugby, cricket and golf are reflected in the business clients that he advises.
Sophie joined PJCO in April 2015 after completing a Bachelor’s Degree focused in Mathematics from the University of Brighton. Alongside her work, she has worked her way through both the ACCA qualification and qualified as a Chartered Certified Accountant in 2018 and the Chartered Tax Adviser (CTA) qualification with a specialism in Owner-Managed Businesses and Taxation for Individuals, qualifying in 2022.
Working as a Senior Manager, Sophie assists some of the more junior members of the team with their training and portfolios, whilst also managing a portfolio of her own.
She is an avid traveller and loves exploring new places and cultures. She enjoys being outdoors whether it’s going for walks or pursuing more adventurous activities on her travels, such as scuba diving, flying and white water rafting. Sophie likes to keep fit, regularly visiting the gym and taking part in classes.
Abbie joined us in the summer of 2016, after graduating from the University of Sussex with a degree in history and completed our Graduate Training programme to become a fully qualified Chartered Certified Accountant in April 2020.
Working as a Senior Manager, Abbie manages her own portfolio of clients while also assisting some of the more junior members of the team with their training and portfolios. Abbie’s specialisms include construction industry clients, with a focus on the domestic VAT reverse charge rules, and capital gains tax reporting on UK residential properties sold since 6th April 2020.
Abbie lives locally and loves socialising with her family and friends. She enjoys visiting different cities with New York being her favourite so far. She is also keeping fit by running!
Qualifications: ACCA, History BA (Hons). QuickBooks Online Advanced Pro-Advisor.
Chloe joined us in October 2017 and has worked her way through the PJCO Graduate Training Scheme to become a fully qualified Chartered Certified Accountant, as well as her QuickBooks Online Advanced Pro-Advisor qualification.
Working as a Senior Manager, Chloe assists some of the more junior members of the team with their training and portfolios, whilst also managing a portfolio of her own. Chloe’s specialisms include start-up companies, research and development, and the arts industries.
Having studied English and American Literature and Film for her degree, Chloe has a broad interest in the arts and loves a trip to the cinema or investing time in a good book. You may also see her at a pub quiz, loving a bit of healthy competition!
Qualifications: ACCA, English and American Literature and Film BA (Hons), QuickBooks Online Advanced Pro-Advisor.
QuickBooks Find an Accountant Reviews:
Outstanding
Dee Ingle, February 9, 2021
“Exceptional service, attentional to detail, accessible, no unexpected costs, really good value. We have used Quickbooks for over 20 years and we are quite stunned at how smooth the process can be when you get an accountant who knows how to use Quickbooks! We are extremely happy with the service from Chloe and her team. Highly recommended.”
Lovely to work with, quick & sound advice!
Olivia.P, November 20, 2020
“Chloe has been wonderful to work with so far – very prompt with her responses and always honest and efficient! I’m new to the world of Contracting and Accounting but as soon as I signed up with Chloe all of my worries (and flapping!) have gone away. Thank you Chloe, and I look forward to continuing to work with you!”
Very responsive
Keira, July 29, 2020
“I have always found Chloe to be knowledgeable, helpful and professional. She’s very prompt with her responses to any questions we have and offers sound advice. Thank you Chloe!”
Easy to work with, keeps everything simple
R C Roofing, April 16, 2020
“Chloe is an amazing accountant, made everything so simple, and was always there to respond and help me with any questions I had. Couldn’t recommend her enough”
Very professional, prompt and helpful
StitchMarketLtd, April 8, 2020
“Very patient with my lack of knowledge and super fast replying. Handled my year and reporting and bookkeeping. Highly recommended!”
Makes Accounts Look Easy
aks19, March 23, 2020
“I’ve written very few online reviews of people and services but some people like Chloe are an exception. Chloe is such an easy person to work with and highly competent at her work. She responds to our questions with an amazing turnaround time and super efficiency. For an SME who often have very little resources, an Accountant such as her is no less than a lifeblood. I cannot recommend her highly enough.”
Great company and very friendly
FigPopShopLtd, March 18, 2020
“Chloe is a great person to be in contact with, she was so quick to reply and was very friendly. We managed to arrange a face to face meeting quite quickly and when I met Chloe and the accountant Kayvan they were so helpful and put my mind at ease with their professional manner and friendly attitude. They have people for every department so I can email about anything I need to and someone will know the answer. Thank you Chloe and I look forward to a long successful working relationship.”
helpful and knowledgable
Mercer, February 27, 2020
“Since setting up my own business Chloe has constiently given sound advice and managed my financial affairs to an excellent standard. She is always professional and deals with any queries promptly and is very easy to deal with.”
Proactive, efficient
AnaP, February 26, 2020
“It’s a pleasure to work with Chloe, she is efficient and professional in her work. She is good working with time constraints and always prompt to respond! I highly recommend her services!”
Approachable, patient and proactive
CocumProperties, February 25, 2020
“Chloe was extremely helpful in helping to resolve any issues or queries during the preparation of the self-assessment tax returns and accounts for my property investment business. She was clear about what documentation I was required to provide and gave ample notice for me to gather the relevant information.”
Great support
Aeronerd, February 20, 2020
“Chloe has been extremely supportive in helping me with my small business book keeping, tax returns (both business and personal), and all other aspects of my accounting. She always responds promptly, shows a keen understanding of the problems I bring to her and is ready with a solution.”
Indispensible bookkeeping assistance
ABC Books, February 18, 2020
“I’ve been a bookkeeper for many years and the prospect of MTD was very daunting for me, however Chloe made every aspect of the process as simple and easy as possible. Chloe has helped me with QuickBooks training to the extent that I have now have four QuickBooks clients for whom I am filing MTD VAT returns for each quarter on QuickBooks. Her training was thorough and concise and I now feel confident in setting up any new clients on the system on my own. Thank you, Chloe!”
Efficient and reliable
Kerr, February 18, 2020
“Only just starting down the limited company road but have found Chloe to be very knowledgeable, super efficient and quick to respond to my numerous shouts for help! Chloe has done my tax returns for a number of years, so already have experience of her professionalism.”
Great advisor
Mark1tech, February 18, 2020
“Excellent, Chloe provides all my book keeping and accounting needs, she has answered all my questions promptly and always gets everything filed on time,even when I push the time limits.”
Selda originates from Turkey and completed her ACCA training at PJCO where she qualified as an ACCA accountant in 2011. Selda has over 17 year’s experience within the practice.
Selda deals with the accounting, tax and compliance matters for a portfolio of clients including limited companies, corporate tax, personal tax, VAT and marketing.
Selda’s interests include playing tennis, travel, photography, foreign languages and cultures.
Selda is currently learning Italian and trying to grow an olive grove and a small vineyard in Tuscany.
Katie is a fully qualified ACCA accountant and joined PJCO in May 2016. She has over 10 year’s experience in the industry and also worked in another accountancy practice for four years prior to joining PJCO. She brings a wealth of knowledge and insight broadening our knowledge base in the firm.
As a Client Portfolio Manager her role includes dealing with limited companies, corporation tax, VAT, sole trader and partnership accounts plus personal tax. She is always ready to help and chat about any issues or assistance a client may need.
Katie enjoys spending time with her family, trips away and attempting to match the great bakes on the “Great British Bake Off”, with some success and some bakes not to be mentioned.
Amy joined our ACCA Graduate Accountant Training Program in 2018. During Amy’s time at PJCO, she has gained the relevant tax knowledge and experience, to build a portfolio of clients, and has finished her ACCA exams to become a fully qualified Chartered Accountant.
Amy studied Accountancy and Finance at Southampton Solent University and graduated in July 2017 with a 2:1. She decided to continue with her studies after gaining a years’ experience as a Purchase and Sales Ledger Analyst.
Amy lives in Horsham and enjoys exercising regularly, socialising with friends, and trying out new places.
Qualifications: ACCA, BA (Hons) Accounting and Finance Degree, QuickBooks Online Advanced Pro-Advisor.
QuickBooks Find an Accountant Reviews:
Very efficient and patient
Woodside Group, January 30, 2021
“Very patient and helpful to us considering our lack of knowledge and understanding of the processes involved. Was always able to help offer support and made things very easy to organise and get sorted.”
Excellent personal accountancy
Ollie, January 25, 2021
“Amy is incredibly profession and on the ball, with a very personable way of interacting. Great to have someone so competent that I can trust my accounts with.”
Personal Tax
RO, January 13, 2021
“Very efficient, friendly and professional, a very reliable service.”
Responsive, helpful and accurate
PH, January 6, 2021
“Amy has been great to work with – very efficient, polite, responsive and helpful. I’m looking forward to continuing to work with Amy in the future”
Very professional and efficient
Sanget, November 26, 2020
“Amazed at the speed and efficiency at which the systems and processes were setup. Was very reassuring for me to start the new business journey with this level of support.”
Super efficient!
Clarence Pegrum, November 13, 2020
“I have only been working with Amy for a few months and it’s an absolute pleasure! No one really enjoys their taxes but when you have someone who is always on hand, quick to respond, incredibly efficient and knowledgable – it takes a lot of the pain away! Thank you Amy for all you do, I look forward to growing my business with your expert support.”
A true expert!
james_phd, November 2, 2020
“Amy has been amazing at looking after my small business accounts. Always quick to respond with very knowledgeable and professional replies and helps to keep me on track with my accounts whether that’s; book-keeping, tax planning; quickbooks, or general tax advice. No question is too silly as Amy will always explain things in a simple manner to help me understand. Thank you Amy and I look forward to keep on working with you into the future!”
A friendly, thorough, timeous professional.
ADO, November 1, 2020
“Amy has provided accounting services, guidance and advice since January 2019, with the focus on the preparation and submission of VAT, personal tax and company tax documentation to HMRC. Her approach is very thorough and always conducted in a timeous and professional manner.”
Incredible
Jessica, October 28, 2020
“I wish I could tick everything, Amy is super talented, efficient and so on-point with everything. Amy keeps me in check and certainly keeps me organised. Her communications are easy to understand and she helps me more than anyone will ever know. I struggle with figures, numbers and calculations and she helps me with such patience. Thank you, Amy!”
Amy Manvell PJCO
PatM, October 7, 2020
“Amy has the patience of a saint!, her expertise and advice is always timely and relevant. The attention to detail and support provided is accompanied with a very personable approach to getting things done.”
Very helpful and knowledgeable
SP, September 30, 2020
“I have used the services of PJCO for a number of years to navigate the vagaries of HMRC. In the last few years Amy has been my guide and has always provided a great service. Keep up the good work Amy and thank you.”
A fine accountant, certainly recommend
Natalia, August 19, 2020
“For me, a foreigner, it seems like the British tax system is deliberately made to be as confusing as humanly possible. Amy always does my taxes on time and saves me immeasurable amounts of headache. Thank you for your good work, Amy!”
Very knowledgeable & helpful
OYoung, August 10, 2020
“Amy has been very helpful from the moment I chose to set my business up. She responds very quickly to any queries I have and gives great advice. I look forward to working with Amy in the future.”
Highly recommend Amy Manvell
harshitha17, August 5, 2020
“Amy is very responsive and helpful with all my queries. Amy’s expertise and professional approach gets desired outcomes and this is ideal for my newly set up business. Look forward to continue working with her.”
Responsive and helpful
Kas, July 29, 2020
“Amy is very helpful and responsive. She has a great, friendly attitude and is very accommodating.”
Isabella joined in October 2018 and has recently qualified as an ACCA accountant. She graduated university in July 2018 with a 2:1 in Psychology with Forensic Psychology from Goldsmiths, University of London. Isabella is now looking after a portfolio of clients, including dealing with limited companies, corporation tax, VAT, unincorporated businesses and personal taxes.
Isabella currently lives in Peacehaven and enjoys playing golf, shopping, going to the gym and travelling.
Jo joined our ACCA accountant graduate training programme in March 2020, and is now running her own portfolio of clients. She graduated from the University of Southampton in July 2018 with a 2:1 in Biology. Jo is a Shoreham local but has also spent time working abroad in Greece. Out of the office, she is a lover of the outdoors, a qualified sailing instructor and lifelong ballet dancer.
QuickBooks Find an Accountant Reviews:
Very Helpful
K, October 23, 2020
“Very helpful, quick to respond, kind and patient. Knowledgeable in her field, would highly recommend Jo.
Thank you: Great advice, support and cooperation.
Carol123, October 22, 2020
“Highly recommended. Jo is great in what she is doing. She explains everything we ask about. She is always supportive and do her best to find the good solution and the proper reply for our query specially in the furlough scheme. Thank you Jo. We do really appreciate what you did and still doing for our business.”
Jay, October 20, 2020
“Jo has been professional in all the advice provided and is always friendly and helpful.”
ADO, October 18, 2020
“Joanna has provided assistance, guidance and advice since April 2020, focussing on the Furlough Scheme including the application, preparation and submission of claims to HMRC. Her approach was very thorough and always conducted in a timeous and professional manner.”
BK2020, October 15, 2020
“Jo has been incredibly helpful in providing insightful information and help during this unpredictable time. Thank you for all of your help over the past few months!”
Sally B, October 13, 2020
“Jo, has been a great guide for the ever changing rules and regulations for the HMRC salary for this year. It has been a relieve to be able to leave this in Jo capable hands to sort out each month.”
David, September 22, 2020
“Jo has been a real pleasure to work with. She has provided clear guidance on how my business is impacted by COVID and assisted in the furlough claims. All questions have been answered quickly and professionally. As a result what could have been a difficult time has been made easy!! Thank you.”
mrsimoncohen, September 22, 2020
“Clear and professional – a pleasure to work with Jo and I hope to continue to work with her.”
Daniel joined our team back in April 2016 and prides himself on being a specialist in Payroll and Automatic Enrolment. He also produces dividend documentation for most of our clients.
Daniel is an expert in the payroll software we use called ‘Brightpay’ and is responsible for the majority of the client’s weekly/2-weekly/4-weekly and monthly payroll processing. He ensures accordance with HMRC via Real Time Information (RTI) and that all clients get the correct payroll information, on time.
Daniel also is an expert with the workplace pension provider we use called ‘NEST’ and is responsible for the majority of the client’s automatic enrolment duties. He ensures all clients comply with automatic enrolment alongside processing the correct pension contributions and payments to NEST.
He is training towards a ‘Foundation Degree in Payroll Management’ through the Chartered Institute of Payroll Professionals (CIPP). He is keen to help any new clients with their payroll and automatic enrolment requirements. Outside of work; Daniel lives in Shoreham, enjoys playing football and has been a Brighton season ticket holder since 2009.
Qualifications: PTC Certificate in Payroll
Donna joined us in 2018 from a background in Administration and Practice Management, she brings with her a wealth of experience in Administration from a varied background, most recently in Accountancy. Donna will be helping to implement changes in our systems with the use of new technology and focusing on consolidating and streamlining the way we work in order to support and improve our overall efficiency.
Donna lives locally and enjoys camping in her 1972 VW ‘Dafi’ and socialising with friends and family.
Katherine joined PJCO in 2020 working as Marketing Manager and Admin organising charity events, updating the website, social media and promoting the business.
She enjoys spending time with family and friends. She likes travelling, reading, animals and going to the gym. Her main interests are Art & Design.
Alice joined us as a Payroll Administrator in 2021, having previously worked as the Senior Quality Control Biochemistry Scientist at a Worthing based pharmaceutical firm and leading a team of ten analysts.
She has experience in team and project management, lean methodology, data analysis, forecasting and root cause analysis and gained a Bachelor of Arts degree in Surface Design from the University of the Arts, London in 2010.
Outside of work Alice enjoys attending art exhibitions, matcha chocolate, watching horseracing and snooker, visiting National Trust properties and spending time with her beautiful cat Goldikova.
Ella Joined the graduate ACCA training program in the summer of 2021 after graduating from the University of Southampton achieving a degree in Mathematics with Actuarial Science. Ella has always had a love for maths and is keen to develop this passion by studying towards her ACCA qualification. In her spare time, Ella loves to create unique jewellery, accessories and candles for her small business. She likes travelling, including to places such as Africa and the USA, and also loves spending time with family and friends. Qualifications: Mathematics with Actuarial Science BSc. QuickBooks Online Advanced Pro-Advisor.
Rosa joined in August 2022 with a background in Office Management.
Her experience will offer additional support within our administration team.
Outside of the office Rosa enjoys Camper-vanning, walking, going to gym classes and spending time with family and friends.
Ellis has just completed his GCSEs and has now started an apprenticeship at PJCO. He will first build his knowledge by studying the AAT qualification, whilst building his work experience. He will then look to enhance his knowledge by studying the ACCA qualification and becoming a qualified accountant, and small business advisor, under the PJCO training scheme. After only a small time in the industry, Ellis is now a QuickBooks Online Advanced Pro-Advisor, starting out his career in the bookkeeping and finance function department of PJCO. Ellis is interested in learning more about the sports industry, and is really looking forwards to learning about and working with these businesses through his career. Ellis lives locally and enjoys watching football outside of the office.
Isla has just graduated from the University of Brighton in 2023, achieving a First in Accounting and Finance. Isla was working in a customer service-based role whilst going through her studies. She is now working towards achieving her ACCA qualification to become a qualified accountant through our graduate training programme here at PJCO.
Isla lives in Horsham and in her spare time she enjoys trying new things, cooking, musical theatre and spending time with family and friends.
Macie joined us in August of 2023 after completing her degree in Accountancy and Finance. Building on the skills earned in her degree, she is now studying towards her ACCA qualification, to further her career. With high ambitions, she is hoping that the PJCO training scheme will offer her all the skills she needs to become a chartered accountant and a small business advisor to the local community; helping them to save tax, grow their businesses and achieve their own goals whilst achieving her own. In her free time Macie enjoys paddle boarding at Shoreham beach and loves delving into a good book!
Peter graduated from the University of Bristol in 2021 with a 1st in Pharmacology. After he graduated he moved to British Columbia for two years and worked in mountain operations at various ski resorts around the province. Peter joined PJCO in December 2023 and he is currently working towards his ACCA qualification. Outside the office he likes mountain biking, snowboarding and windsurfing on the south coast.
Belle recently finished her GCSEs and studied Maths, Physics and Biology at BHASVIC for a year before leaving and shortly joining PJCO, on the Level 3 AAT Apprenticeship. She is excited to complete this and go on to study the ACCA qualification, after which she will become a qualified accountant.
She would like to learn more about the music industry and maybe one day work with a record label! Outside of the office Belle likes walking, playing guitar, spending time with friends and playing with her 3 dogs.
Meet Kaya, a dynamic individual bubbling with enthusiasm and ready to embark on a thrilling journey in the world of accountancy. Armed with a keen eye and a passion for numbers, Kaya is poised to make a mark at PJCO, where precision meets opportunity.
Driven by an insatiable curiosity for financial intricacies and a keen eye for detail, Kaya sees each spreadsheet as a canvas, ready to be painted with the strokes of accuracy and insight. Her dedication to mastering the nuances of financial analysis and reporting sets her apart, making her an invaluable addition to any team.
But it’s not just about crunching numbers for Kaya. She see’s accountancy as a gateway to understanding the heartbeat of businesses, unraveling the stories hidden within balance sheets, and charting the course for future success. Her excitement to dive into audits, tax planning, and financial advisory services knows no bounds.
With an infectious energy and a commitment to excellence, Kaya is ready to roll up their sleeves and immerse themselves in the challenges and opportunities that await at PJCO. She is eager to collaborate, learn, and grow, fueled by the prospect of making meaningful contributions to clients and colleagues alike.
As Kaya steps foot into the world of professional accountancy, she does so with a heart brimming with anticipation, ready to embrace every experience, and make their mark in the realm of financial stewardship.
Max is a 3rd year student studying at the University of Portsmouth currently studying a BA in Accounting with finance. He decided to take a placement year to gain experience within a professional setting and boost his knowledge of accounting. He is aiming to get a First in his degree and eventually becoming a chartered accountant.
Max lives in Steyning with his family and is the eldest of 4 brothers, he enjoys watching football and is a avid Chelsea fan he also enjoys cooking food from the Seychelles where his dad is from.
Melanie is qualified to AAT Level 3 and also QuickBooks Certified ProAdvisor and Xero Certified Advisor. Melanie has worked in practice for over 2 years preparing Bookkeeping services, VAT returns and CIS. Melanie enjoys spending time with her family and friends, walking with her cockapoo Merlin.
Roni joined the graduate ACCA training program in May of 2024 after completing his degree in Accounting and Finance where he will now begin working towards his ACCA qualification. He is aiming to learn all the skills he needs to become a chartered accountant at PJCO and use his knowledge to help his community grow their wealth and save on their taxes. In his free time, he enjoys reading, playing Pool and spending time with his friends and family.
After completing college, Loic has embarked on a journey of study and training at PJCO, where he is about to begin his Level 4 AAT qualification. Loic started this path by becoming a QuickBooks Online Certified Expert. Originally from Hove, he relocated to Worthing five years ago. He has gained diverse work experience, including a role as a Camp Counsellor in Canada and various positions with local companies during summer and winter breaks. In August 2024, Loic joined PJCO. In his spare time, he enjoys scuba diving and taking long walks with his dog.
I have no use for bodyguards, but I have very specific use for two highly trained certified public accountants.
David Logan of TAG Tax and heads up our tax technical team. David has over 25 years of wide-ranging tax experience and is a Chartered Tax Adviser (“CTA”) with the Chartered Institute of Taxation. David spent over 14 years with the Big 4 firm working specialising in Corporate Tax dealing with both national and international companies and groups. David also spent 3 years with mid-tier firm heading up a tax team in a regional office dealing with both corporate and personal tax matters for owner managed businesses. This enabled David to gain valuable experience in managing Director/Shareholder issues for owner managed businesses.
Gavin Johnson
Gavin has been providing independent financial advice to discerning clients since 2000. Attention to detail, good listening skills and great empathy are some of the most common traits highlighted by his clients.
He has spent the vast majority of his career specialising in advising business owners, and high net worth individuals.
Gavin has extensive experience and detailed technical knowledge in advising clients across all areas of retirement planning, tax planning, investments, estate & inheritance tax planning and personal/business protection.
A keen football fan, who still plays even though he is the wrong side of 40, Gavin now also enjoys teaching and watching his 3 sons playing football and rugby.
Daniel Bird
As a Chartered Financial Planner, Daniel brings over 15 years’ experience as a trusted adviser to a wide client base of professionals, entrepreneurs, business owners, board directors and continues to work with many families that he has advised for many years. He has extensive technical knowledge in advising clients across all areas of retirement planning, tax planning, investments, estate & inheritance tax planning and personal/business protection.
Daniel joined the team in 2019 following 7 years at Adam and Company Bank, where he was a director in the London Financial Planning Team. Outside of work Daniel enjoys spending time with his wife and young son but will also take the opportunity in playing golf, football and squash when he can.
Nick is our independent mortgage and Insurance adviser and his company Private Premier Finance based in Haywards Heath, offering our clients the best available on the market at no fee.
Daniel Morris- Mortgage Adviser
Daniel of SPF Private clients is our chosen adviser to help our clients access the whole of the mortgage market and will know which lenders to approach in order to find the most suitable and cost-effective mortgage for your circumstances. He will manage the mortgage transaction on your behalf from start to finish. He can assist with various scenario including:
Buy-to-let investment mortgages
Remortgaging
Large loan mortgage facilities
SPF Private Clients – established in London in 1997 – is recognised as one of the UK’s leading mortgage brokerages. From buying a first home through to multi-million-pound purchases, SPF has helped turn thousands of clients’ property dreams into reality. They are particularly renowned for their expertise in funding for high value property and complex scenarios.
With so many residential mortgages out there, all coming with a variety of rates and fees, it can at times feel as though there is too much choice. How do you make sure you have picked the best one if you haven’t sifted through all the thousands which are available? This is where SPF comes to the fore. Their expert advisers have access to the whole of the mortgage market – including exclusive rates and bespoke arrangements – and know which lenders to contact in order to find the most competitive mortgage for you. They will also manage the mortgage process on your behalf from start to finish, providing an all-round professional and personal service.
If you are looking for a mortgage, Daniel Morris, mortgage adviser at SPF, would be delighted to chat through your current or future mortgage requirements. You can contact your contact at PJCO to make the introduction to Daniel.
Our website uses essential cookies that are fundamental for the website to function. We also utilise non-essential cookies to enhance our digital services such as collecting anonymous information on how you use our website. By accepting you have provided your consent to the use of non-essential cookies. If you would like to change this, please click on 'Change cookie settings'.
Whenever you visit our website, our website sets cookies. All such settings can be modified to your own preferences. You have to save your cookie settings on this page.
This site uses cookies which are small text files that are placed on your machine to help the site provide a better user experience. In general, cookies are used to retain user preferences, store information and provide anonymised tracking data to third party applications such as Google Analytics. As a rule, cookies will make your browsing experience better. However, you may prefer to disable cookies on this site and on others.
Cookies are not unsafe or in themselves a threat to your online privacy as we don't store sensitive information such as contact details or payment information, but recent legislation requires that website owners give as much information as possible about cookies used on a website and clear instructions how to refuse them, should you so choose. If you do choose not to allow cookies, please be aware that this site may not be fully functional.
x
Cookie Details
Strictly necessary cookies
These cookies are important for allowing your website to operate effectively and as such will be enabled by default. Please note that these cookies do not gather information about you.
As the site is developed via WordPress, there are plugins which create cookies that help with website performance and security.
Litespeed is a website performance plugin used by WordPress to cache webpages to help better website load times.
Service
Name
Purpose
Expires
PHPSESSID
This cookie stores a visitor's unique, randomly generated, session id and is used to pass information between site applications to enable them to function correctly. It is forcibly expired when the user closes the browser.
Expires on browser close
nc_status
This cookie is used to optimise website traffic and distribution of services.
1 day
nc_sid
This cookie is used to optimise website traffic and distribution of services.
Expires on browser close
cookie_analytics
This cookie is used to define the option to enable or disable analytic and marketing cookies used for the website.
1 month
ow_ac
This cookie is used to define whether cookiebar is displayed or not.
1 month
WordPress
wordpress_sec
This cookie stores a visitor's unique, randomly generated, session id and is used to pass information between content management system called WordPress to enable it to function correctly. It is forcibly expired when the user closes the browser.
Expires on browser close
WordPress
wordpress_logged_in_xxxx
Creates a session of the user currently logged into the website through the WordPress login page. This expires upon browser close.
Expires on browser close
WordPress
wp-settings-x
Wordpress sets a few wp-settings-[UID] cookies. The number on the end is your individual user ID from the users database table. This is used to customize your view of admin interface, and possibly also the main site interface. This cookie is only applied to persons logging into the website through WordPress.
Expires on browser close
WordPress
wp-settings-time-x
Wordpress sets a few wp-settings-{time}-[UID] cookies. The number on the end is your individual user ID from the users database table. This is used to customize your view of admin interface, and possibly also the main site interface. This cookie is only applied to persons logging into the website through WordPress.
Expires on browser close
WordPress
_icl_current_language
This cookie allows the built in WordPress Multilanguage plugin, to store the user’s current language. This is critical for allowing the site to function properly.
1 day
WordFence
wfwaf-authcookie-(hash)
This cookie is used by the Wordfence firewall to perform a capability check of the current user before WordPress has been loaded. This cookie will only be applied for users who have logged into the website.
Expires on browser close
Litespeed
_lscache_vary
This cookie allows Litespeed to store the user’s login status, the role of current user and if it has admin bar showing or not.
2 days
Litespeed
ls_smartpush
This cookie allows Litespeed to store server settings to help with performance.
2 days
Cookies that measure website use
We use Google Analytics software (Universal Analytics) to collect anonymised information about how you use . We do this to help make sure the site is meeting the needs of its users and to help us make improvements. Our analytics service provider's policy can be viewed here.
Name
Purpose
Expires
_ga
This helps us count how many people visit by tracking if you’ve visited before.
2 years
_gid
This helps us count how many people visit by tracking if you’ve visited before.
24 hours
_gat_irisOpenWebsite
This helps IRIS Software Group, the developer of the website, to monitor site performance for . The data collected is anonymous and is only used for analysing website performance overall.
24 hours
_gat
This is used for managing the rate at which page view requests are made.
Expires on browser close
If you wish to opt-out of Google Analytics completely regardless of the website you are on, please visit the following link here to install an addon within Google Chrome's browser to disable Google Analytics.
Managing Cookies in Your Browser
You can use your browser settings to set whether cookies are enabled or not. Please bear in mind that doing this can have an adverse effect on how the website performs.
